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Term life is usually the least expensive type of insurance. It is an affordable option. You are only paying for the cost of insurance associated with the death benefit and not building cash value.
At
Symphony Insurance Services
we are committed to making it easy and convenient as
possible for you to purchase the quality, low-cost term life insurance for you
and your family! For instant issue term insurance click here.
Instantly compare rates from hundreds of term life insurance policies
from
top
rated insurance companies. Our term
life quotes online search engine,
powered by Compulife, will provide you with the most competitive rates
in
the
country.
Once you receive your quotes you may request to receive Carrier Specific
"Term
Life Application Forms Online." You will also receive policy
illustrations
and
carrier rating information, so you can rest assure you have made the
right
choice.
You may also contact us
and speak with one of our licensed
professionals
Term
life insurance covers you for a specified term (from 5 to 30 years, in most
cases). If you die within the term, your beneficiary receives the stated death
benefit of the policy. For example, say you purchased a $250,000 term life
policy for a 20-year period. Whether you die in year two or year nineteen, your
beneficiary receives the same amount (i.e., $250,000).
If you pass away within the term period, a death benefit is paid to your beneficiary. If
you are still living at the end of the term, protection ceases unless the policy
is renewed. There is no "accumulation" element, or cash value with
term insurance. Some term insurance policies do offer a return of premiums.
We also handle immediate issue term life visit HERE for immediate
issue term life.
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